Featured in WWD|A Retail Industry Whitepaper by Merchmix

For retail finance leaders

Next season’s margin is already being marked down on today’s balance sheet. 

Merchmix Intelligence connects stock, demand, margin and allocation in one live view, so finance can see risk earlier, protect working capital and act before markdown becomes unavoidable.

Book a Demo
Inventory IntelligenceWorking Capital at Risk
Turn inventory into a live margin signal.

Merchmix Intelligence shows finance where stock is working, where cash is trapped, and where margin risk needs action before markdown becomes the only option.

Show margin exposure

The leak

Move from margin hindsight to margin control.

Merchmix reduces the time between signal, decision and action. It connects demand, stock, intake, pricing and margin signals in real time, so finance can see where exposure is building, quantify the cost of waiting and move the right action into the right workflow before margin is gone.

Signal detected

See demand shifts before they become finance surprises.

Merchmix Intelligence reads live sales, stock and demand movement so finance can see where plan is drifting before the board pack catches up.

Scenarios modelled

Model the cost of waiting.

Merchmix Intelligence forecasts the margin, cash and weeks-of-cover impact of each action, so finance can compare hold, chase, transfer, rebalance or markdown before teams commit.

Decision confidence

Act faster without relying on guesswork.

Merchmix turns live signals and scenario modelling into clear recommended actions, helping finance and trading teams choose the right move while there is still margin to protect.

Decision Window vs Margin Left to Protect

Week 1 - Full marginWeek 4 - Action windowWeek 8 - Clearance risk

Wait Time vs Margin Exposure

1.5%
W1
2.8%
W2
4.2%
W3
6.0%
W4
8.0%
W5
10.0%
W6

The shift

Get finance, planning and trading working from the same live number.

Merchmix gives finance, planning, buying and trading one shared commercial rhythm. The same live signals, the same risk view, the same modelled scenarios and the same next action.

That means fewer meetings spent reconciling numbers, fewer decisions delayed by uncertainty, and faster movement on the stock, cash and margin risks that matter most.

Read
Model
Protect
Improve

Working Capital Control

100%Capital
Productive stock52%
Cash recoverable28%
Margin at risk20%

Proof & credibility

Built by retailers who know where margin really leaks.

Merchmix was built by people who have worked inside brands like ASOS, M&S, Best & Less and SABA - buying, planning and trading real ranges, with real stock, real suppliers and real margin pressure.

That experience is built into the platform: fewer disconnected decisions, faster action on stock risk and clearer commercial control for finance.

Why this lands with finance

  • Working capital firstThe issue is framed in cash, margin and inventory exposure not merchandising noise.
  • Decisions tied to numbersActions connect back to live data, modelled scenarios and clear ownership.
  • Board-ready confidenceFinance gets a cleaner view of stock risk, margin exposure and what the business is doing about it.

Depth

Not another dashboard.
The operating layer across your retail stack.

WORKS WITH YOUR STACK

Connects to ERP, POS, ecommerce, warehouse, supplier and finance systems to create one live commercial view.

USE YOUR ERP, OR OURS

Integrate with your current ERP or extend into Merchmix ERP where deeper operational control is needed.

APPROVAL-FIRST ACTION

Recommendations move through owners, approvals and audit trails before operational changes land.

Finance-led planning

Budget Builder Dashboard.

Set the commercial plan once, then keep it connected to sales, stock, intake and margin as the season moves. Merchmix gives finance live budget control, approval history and plan-versus-actual visibility, so the business can see whether it is still operating inside the plan.

Merchmix Budget Builder Dashboard

Leadership Confidence

Rebuild trust in the numbers finance stands behind.

When planning, inventory and margin data sit in different places, confidence breaks down. Merchmix gives teams one connected view of the numbers, so leaders can see what is changing, understand the impact and act with confidence.

INTERACTIVE LAG COST CALCULATOR

What is inventory lag costing your business?

Annual Revenue$50,000,000
Average Gross Margin60%
Decision Lag6 Weeks
Estimated Margin Exposure$346,154
Trapped Working Capital$1,442,308
Potential Recoverable Margin$138,462
Find recoverable margin

FIND OUT MORE

Bring your numbers. We’ll show you the leak.

Book a focused conversation around your live inventory position, margin exposure and the decisions that could release cash before markdown takes over. Merchmix helps model the options, quantify the impact and move the right action forward while there is still margin to protect.